What Financial Planners Cannot Help You With?
A common misconception is that planners can help you if you are bankrupt, drowning in debt or need help consolidating your debt. This is a mortgage broker, financial broker or a Debt Management specialist.
Financial planners cannot help you if you want to buy your first home and you need to know what you can borrow, what house you should choose or what deposit is required. This is a mortgage broker or a bank.
A financial planner cannot help you if you want to save tax. This is an accountant or tax specialist. While financial planners can help with things like salary sacrificing in your superannuation, they don’t do saving tax and how it may relate to purchasing your second investment property or saving on your income tax.
What can a financial planner help you with
When can I stop working? Am I doing enough? Could I be doing more? What else should I be doing? If you have been asking yourself these questions, a financial planner can help.
You have been hardworking, all your life, we love working with you over a long period of time to make the small considered adjustments to your plan needed throughout the years to bring you stability and conservative investment guidance to achieve the long term result you looking to have in retirement.
Whether you’re starting your wealth creation journey, are ready to retire or just looking for one-off advice we would suggest you complete our 2-step form as we can help. We have planners in Newcastle, Lake Macquarie, Hunter Valley, and Central Coast. We are a national company. Our aim is to allocate you to a financial planner to provide you with an uncomplicated, affordable plan which is personalised in the following areas:
- Retirement Planning
- Combining or growing your Superannuation
- Strategies to potential create & grow your investments
- First Home Owner Sper Saver Scheme
- Aged Care
- Asset and family protection
- Estate Planning
- Risk insurance
- Self-Managed Superannuation
- Trust Strategies
- Retirement Planning
The first reason people fill in our two-minute form is it takes so long to get anywhere in Newcastle and the Central Coast. If you are like most people and travelling to work by train or car, this can take up 2 hours (and sometimes more each way). We have a financial planner that is ready to meet you now. They will come to you and they are local . The best and most convenient place to meet is in your home. If this is not suitable, they are happy to meet somewhere else and discover what is unique about you.